
United Heritage Credit Union is the U.S. based credit union. It was founded in 1957 as named Military Federal Credit Union. Initially the credit union was offering their services to Military personnel. In 1997 former name changed to United Heritage Credit Union. The credit union has 12 branches. Headquarter of the credit union is situated in Austin, Texas, United States.
The credit union provides Personal Banking (Saving Accounts, Checking Accounts), Business Banking (Business Membership, Business Accounts, Merchant Services), Loans (Home loan, Vehicle Loan, Personal Loan), Online/ Internet Banking, Insurance (Home, Vehicle, and Business Insurance).
Bank | United Heritage Credit Union |
Founded Year | 1957 |
Website | uhcu.org |
Mobile App | Android | iOS |
Headquarter | Austin, Texas, United States |
Routing Number | 314977188 |
Swift Code | UFCUUS33XXX |
Support / Contact Us | 800-531-2328 |
Branch/ Location | Locations |
Working Days | Monday – Friday: 8:00 A.M. to 5:00 P.M. |
How to Login for Online Banking of UHCU
It is so simple to access Online/ Internet banking service of . I will guide you to access Internet/ Online banking.
- First visit official website of the United Heritage Credit Union. To login for online banking you have to fill login form. This form would be after clicking on the Sign In button at the top right corner of the home page.

2. Here you will see a login form, you have to fill Username and Password of your Online/ Internet Banking and then click on the Account Sign In button.

Do follow above steps and login into your online banking account service. In just a few seconds after you will be able to access everything online.
How to Enroll for Online Banking of UHCU
If you are newcomer of United Heritage Credit Union then you need to enroll your account first. After then you will be able to access Internet/ Online banking. Here I will guide you to enroll your account for online banking.
- First go to official website of United Heritage Credit Union. Here you will see Sign In button at the top right corner of the home page, click on this button.

2. Now you have to click on the New Account button that would be located in the login form.

3. Now you would come on the main page of enrollment for Online Banking. Here you need to fill below details,
- Requested Username
- Primary Account Number
- Temporary Password
- Last 4 digits of Account Holder of SSN/ TIN.
- Zip Code
Fill above information correctly then click on the Continue button to get enroll for online/ Internet banking.

It takes so much identity verification for enrollment. Simply and wisely follow above steps and get enroll for online banking service of United Heritage Credit Union.
How to Forgot Password for Online Banking?
It’s not a big deal that you forgot your password. Some times you won’t remember your online banking password, then you need to recover it from scratch. Here I bring the way to reset your password.
- To forget password you need to go to official website of the United Heritage Credit Union. Here at the home page you would see a Sign In button, click on this button.

2. Here you would see a Forgot Password? link, click on this link to reset your online banking password.

3. Now you will come on the next page, here you need to type your Login ID and then click on the Submit button.

Follow above steps and reset your password every time whenever you forget it. Now you are able to access online/ Internet banking service of United Heritage Credit Union.
Review
Pros
- NO application fees, on-time closing, flexible terms for home loan.
- Cashback rewards on American Express Cards.
- Fraud Protection
- Easy fund transferring.
Cons
- The credit union charging closing costs for loans.
- Minimum monthly balance should be $1 or more than.