Capital One 360 Bank

Capital one 360 is one of the best and well-known bank chains of the USA, the bank not just crossed 25 years being established but the services offered here make the growth of the bank. The services offered here are genuinely very good. The bank manages all your money Online on a different approach.

The Bank is also filled with higher rates of interest on the savings and checking A/c’s. The bank is free from fees on the minimum balance requirement in checking and savings accounts. 

The credit facility is also provided by the capital one bank, but as usual, the overdraft charges are a little higher. 

There are no services fees regarding opening and maintaining your checking and savings bank account.

After these encouraging services by the bank now the capital one has reserved its place in Top 10 Banks in America.

Interest rates offered on 360 Checking Account

1. 0.20% on balance up to $49,999.
2. 0.20% for balance of $50,000 to $99,999.
3. 0.20% on $100,000 or more.

The bank does not charge any fees like maintenance fees and Overdraft fees, and there is no minimum balance required on this 360 checking account. The bank will offer a free ATM/Debit card to the user.   

You can freely pay any bills you want to pay online from the online 360 checking account, here you will also get an external feature of depositing your cheques to bank through your mobile phone by scanning. 

But the bank will charge $9 if the cheque returned due to insufficient balance. 

One more efficient feature of Capital One bank is the Large network of ATMs, Capital One bank manages more than 35000 ATMs all around the country. 

360 Saving Account 

Capital One 360 bank may not charge any fees for opening and maintaining your 360 savings account.

There is not any additional fees for maintenance and overdraft and no minimum balance requirement.

Interest rates offered by 360 Savings Account 

360 saving account will provide a 1.70% APY rate of interest. Which is very much higher than any other Bank. 

These rates are changing very certainly so you must check the rates at the official website. 

You can easily manage all your transactions from your mobile or desktop only, there is no basic requirement for going to the bank’s branch for every single operation.

The bank is totally focused on online banking, so the customer must have a registered online 360 capital bank account. 

How to Login into 360 Capital Bank Account  

Login into your bank account through the official website of the 360 Capital Bank account is very simple, You can handle all your account functions through your mobile phone weather it supports iOS or Android. 

You must follow these steps below for login into your account online. 

Step 1: For opening your account online first you need to go to an online portal of 360 Capital Online Bank.

Step 2: Now click on the “Sign In” button.

Step 3: After that enter your Username and Password in the specified fields.

Step 4: Click the “Continue” button for further processing your account.    

Now you are free to use your account over the internet.

You can also send money to anyone without paying any fees as the bank also allows one to one transfer payment free of cost. 

How to set a New Password for online Account

Sometimes we are not able to remember our online account password, so the user can easily update and change the password without remembering the last one.

For changing your password if you forget, You have to follow the simple steps listed below. 

Step 1: First click on the “Sign In” button on the website. 

Step 2: Now enter the username and click on the “forget your password ?” button.

Step 3: Now enter the last 4 digits of SSN(social security number) and then click on the “Continue” button. 

After the completion of the process now you are able to login to your account with a new password.

If you are not yet registered with Capital One 360 bank account via online, You must register yourself at the online portal of the bank. Because the services offered by this bank is always at the next level and also it is free to the user. 

How to set up an online Capital one 360 Account

The steps for registering into capital one 360 accounts online

Step 1: First open the official website of Capital one 360 banks.

Step 2: Now, click on Open Account on the “Home screen”.

Step 3: Now, choose and select the bank in which you want to register and click “Continue”.

Step 4: After that enter your email and follow the instructions for progressing the process.

Activate Capital One 360 Debit Card

This bank is very much conscious of services to its customers that’s why the banks offer most of its services free of cost to the customer. Capital one also offers the free Debit card to its customers when they apply for a new saving 360 or checking 360 accounts. But after receiving the card the basic issue generated in the customer’s mind is how to activate debit cards.

If you find any difficulty in Activation of Capital One Debit card follows the below steps.

You can activate your Capital one Debit card by two different ways.

First Method: Activate capital one 360 debit card online via signing into your account. 

1. For activating your card online first log in into your account.
2. After login selects the bank account linked to your account and clicks on “Activate your card” Button.
3. And follow the steps needed and set a PIN for further completion of the process.

Second Method: Activate capital one debit card via Mobile app.

1.   First sign in into your account via your mobile app.
2.   Now select the account linked to your Debit card.
3.   Now, Click on the button to activate your debit card near your card balance in the mobile application. 
4. Now follow the steps required and select a definite PIN for handling your debit card.

Conclusion

Capital One will not offer higher APY at all but you will definitely agree with the term quality services which this bank offers to its customers.

If you are the customer who always wants the best services either online also then this will be the best choice for you.